CORPORATE & INSTITUTIONAL SERIES — WORKING INSTRUMENTS
Four working instruments for corporate and institutional decision-makers: match a trade transaction to its financing instrument, test whether your company is ready for a transaction process, stress a capital structure, and establish how much time a distressed situation actually has. Index units and qualitative inputs throughout. Nothing leaves this page unless you submit it.
Confidential working instruments. No figures processed other than illustrative index units.
INSTRUMENT 01 Exporters · Importers · Traders
Ten instruments span the distance between full payment security and lowest cost, from confirmed documentary credits through collections, guarantees, receivables finance, and escrow. Nine questions locate your transaction on that ladder and rank the instruments that fit, with the trade-off stated plainly: every step toward security costs basis points, every step toward cost transfers risk to you.
INSTRUMENT 02 Owners · Boards · Sponsors
Transactions fail in diligence far more often than in negotiation. Sixteen questions across four dimensions: financial quality, documentation, governance, and equity story. The output is a readiness profile, the dimension that will slow your process, and the gap list a serious counterparty will find anyway - better that you find it first, on your own clock.
INSTRUMENT 03 CFOs · Treasurers
An index balance sheet: operating cash flow at 100 units per year. Set leverage, rate mix, security, and maturity, then apply a rate shock. The output is interest coverage under stress, covenant headroom against market-standard levels, a rating-band proxy, and a refinancing-wall warning where the maturities are shorter than the leverage deserves.
5.1×Interest coverage under shock
INSTRUMENT 04 Boards · Owners · Creditors
Distressed situations are decided by the calendar before they are decided by anyone else. Eight questions establish which of three tiers you occupy: watch, standstill candidate, or formal-process risk. Each tier carries three immediate actions. The honest answer today is worth more than the comfortable answer in ninety days, when half the options have expired.
ENGAGEMENT
If your requirement touches any of the structures above, open a structured channel. Every instrument you completed attaches its profile to the enquiry automatically. An enquiry that arrives with a working profile skips three meetings.
